As an overview, the new app assumes the role of a Personal Financial Manager and allows you to plan your budget and finances better while allowing customers to view their expenses according to various categories. It creates behavioural insight for customers. In addition to being able to manage multiple accounts under different account categories, customers can schedule bills to be paid at a later date or to be paid immediately; save for goals in a target-oriented manner; and set an account spending limit; as well as the regular bank app features such as make transfers and top-up airtime.
An important feature in the new app gives is the privacy feature, when you wave over your phone sensor when the app is open, your account balance is hidden. This is such a great shortcut to have especially in emergencies. The app operates in the 20 countries of UBA’s operation making it possible to interact in multiple languages. Customers in any of these countries, including Nigeria, will find it easy to locate nearby automatic teller machines (ATMs) in addition to being able to lock, freeze, cancel and block ATM cards connected to their accounts. Cheques can also be confirmed, requested and stopped right from the app. UBA’s loan platforms ‘Click Credit’ are available on the new app, with the option available strictly for salary earners. If an account qualifies for a loan, the customer can simply request the amount needed and click ‘Request loan’. Whether you have an existing account with UBA or not, downloading the app – which is available for Android and iOS devices – is a good way to begin your digital banking journey which will leave you in awe and satisfied which your choice of finance management.
